Frequently Asked Questions Regarding Our Newsletter

Each photo links to the original listing. Inside the link you can find the company name hosting the property and most of the time the listing agent.

Frequently Ask Questions About Owning Real Estate in Japan


📝 Do I need a visa to buy property in Japan?

No — you can purchase real estate in Japan even without a visa. However, owning property does not grant residency or visa rights. A separate visa application is required if you plan to live in Japan long-term.


✈️ I live outside Japan. Can I buy a home in Japan?
Yes — many foreigners purchase property in Japan. There is no nationality restriction, but the process can be complex.


🧾 Can foreigners get a mortgage in Japan?

It is possible, but difficult. Most banks require:

  • Long-term residency in Japan

  • Stable Japanese income

  • Japanese guarantor or spouse


🗣 Do I need to speak Japanese?

No — but:

  • Most contracts are only in Japanese

  • Many rural agents speak only Japanese

  • Interpretation services may be needed

    There are bilingual agents — Especially in major cities like Kyoto, Fukuoka, Niseko, Tokyo, and Okinawa.


🛠 Can you estimate renovation costs?

We can give general renovation ranges based on typical projects — but prices vary depending on area, materials, and property condition. For accurate estimates, a licensed contractor or inspector in Japan is necessary.


📩 Can you help me find a property?

Japan Home Hoshi does not act as a real estate agent or broker.
But we:

  • Showcase listings from all over Japan

  • Translate floor plans & property details

  • Provide guidance, area information, and questions to ask agents

  • Can help you draft emails/messages to Japanese agents


🏡 How do you choose the properties for the newsletter?

When selecting properties to showcase, I carefully review each listing keeping in mind certain criteria.

  • Is it realistically affordable?
    I focus on homes that are within reach — usually under $300,000 USD, and often even under $50,000 USD.

  • Does the location offer value?
    I consider the surrounding area — looking at nature access, transportation, shopping, schools, tourism, and local culture.

  • Can someone truly live or vacation there?
    I look for livable potential — whether it could be a permanent residence, vacation home, rental, or remote work base.
    Renovation properties are also included when they offer strong potential to become a dream home with the right vision.


🛂Do I need a Japanese bank account to buy a property?

For cash purchases, not always — you can transfer from overseas.

For mortgages, almost always yes. Some agents require a Japanese bank account for ongoing payments (utilities, taxes, management fees, etc.).


🛂Can I get a mortgage in Japan as a non-resident?

For non-residents it’s quite difficult to get a mortgage from a Japanese bank, especially for older, low cost properties. The short answer to that is No. So you’re often limited to either a cash purchase (most common) or financing in your home country.


🛂 Do I get residency or citizenship by buying property in Japan?

No — purchasing real estate in Japan does not provide any special visa, residency, or citizenship benefits. Property ownership alone does not influence immigration status.


🏚What is a machiya?

A machiya (町屋) is a traditional Japanese townhouse commonly found in historic city centers like Kyoto. These homes typically feature wooden lattice facades, narrow street fronts, deep layouts, sliding doors, and inner courtyards. Many are used as residences, shops, cafés, or guesthouses and are valued for their cultural and architectural heritage.


🏚 What is an “akiya”?

An akiya (空き家) is an abandoned or vacant home in Japan. Some akiya are extremely cheap but may require major repairs. Others are well-maintained and ready to use. Japan Home Hoshi highlights both types with useful notes on renovation potential.


🏚What is a kominka?

A kominka(古民家) is a traditional Japanese farmhouse or old-style wooden home, typically built before the 1950s. They often feature wooden beams, sliding paper doors, tatami rooms, and rural locations. Many require renovation but offer unique charm and cultural value.